Instant onboarding with a cloud-hosted tech-stack
Nivo has leading FinTech technology already built-in, meaning you can start onboarding new customers instantly

Secure information sharing
Three layers of protection allow customers to upload sensitive documents and personal data, without risk.
Timesaving bots
Serve more customers, all at once. Progress applications out of office hours using Nivo’s automation.
Integrated FinTech features
Flexible journeys with open-banking, biometric ID&V, e-signing and bots already embedded.
Efficient teamwork
Use Nivo alone, or with other institutions. Business-to-Business messaging & secure data transfer strengthens collaboration across industry partners.
Automated audit trail
Compliance made easy. Nivo's built-in audit trail tracks activity in the system, keeping you and your customers safe.
You have the flexibility to test, iterate, and build in automations as you go with Nivo, all on a flexible monthly contract. We invest heavily in R&D and can move with greater agility than large firms.
Integration & branding options
Bank standard technology, delivered in three ways
Nivo Branded App
Branding
Branded as Nivo
Ability to label the channel name and logo of the institutions
Customisation of colours, including buttons, text bubbles, and header banner
Features
Secure mobile messaging
File upload and document sharing
Biometric identity verification (Onfido)
Messaging automation with bots
Compliant e-signing
Biometric identity passporting
Open banking (Truelayer)
SMS messaging (Twilio)
Business-to-Business messaging and file-sharing with intermediaries
White-labelled App
Branding
Customised branded app in the app store
Customisation of colours
Completely branded experience for your customers
Features
Secure mobile messaging
File upload and document sharing
Biometric identity verification (Onfido)
Messaging automation with bots
Compliant e-signing
Biometric identity passporting
Open banking (Truelayer)
SMS messaging (Twilio)
Business-to-Business messaging and file-sharing with intermediaries
Ability to define your network of intermediaries within the network
Your App (Integrated SDK)
Branding
Nivo’s technology can be placed within your current company app
A user can switch between instant messaging and other functions
Features
Secure mobile messaging
File upload and document sharing
Biometric identity verification (Onfido)
Messaging automation with bots
Compliant e-signing
Biometric identity passporting
Open banking (Truelayer)
SMS messaging (Twilio)
Business-to-Business messaging and file-sharing with intermediaries
Ability to define your network of intermediaries within the network
Our technology & industry partners

Common questions
Can I white-label Nivo?
What does setup look like?
How does Nivo integrate with my systems?
What is Nivo?
Who is behind Nivo?
Haven’t you found what you were looking for?
If you're a Nivo Agent, you can get support on our Zendesk page
For anything else, Contact us.
Announcements, updates, releases
& more
Blog
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Customer Experience
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Digital Transformation
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Industry
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Innovation
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If you can’t beat FinTechs… partner with them
Innovation
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Security
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Customer Experience
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Covid-19
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How customer convenience is driving email out of financial services
Digital Transformation
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Innovation
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Industry
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Innovation and its discontents: Top 5 tips to win buy-in from innovation-resistant colleagues